OFT is considering these issues separately... Many banks now operate a charge-free buffer zone, where slipping into the red for just a couple of days goes unpenalised... There are many loan companies offering to lend you money... http://www.loans-companies-4-you.co.uk/loans
represents lenders who have consistently competitive loans products... For some financially distressed consumers, free debt counselling may be more appropriate, simply because of the cost of commercial services... http://www.loans-company-uk.co.uk/loans